Health insurers proposed rule rejected

Health insurers will not be forced to channel their investment gains back into lower premiums, after the Federal Council rejected a parliamentary proposal to make the mechanism mandatory

The decision happens just weeks after a fresh premium hike was announced for 2027 — adding to the squeeze on Swiss households.

Today the system is voluntary, and in 2022 only 32 of 51 insurers used it, often not with their full capital returns. 

 

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